DGM Payment Data is a Financial Conduct Authority-regulated platform provider of Open Banking services.

When you need a secure gateway to the Open Banking service, you can partner with DGM Payment Data. We are an authorised Account Information Service Provider(AISP), which enables you to access the Open Banking network in a way that aligns with your business needs.

If you'd like to get real-time financial data for better affordability checks, automated processes to cut costs and save time, and rely on secure, verified data to tackle fraud and stay on top of regulatory requirements, this is the platform to choose.

DGM Payment Data will collect, store, and make available the information as aservice within our dedicated secure cloud infrastructure allowing you to:

• Access aggregated account information
• View multiple sources of data for the same customer
• Manage your data collectively via a dedicated portal

Open Banking is transforming the consumer credit industry by introducing transparency, accessibility, and efficiency into a market that has traditionally faced challenges in affordability assessments, high costs, and lack of financial inclusivity.

At DGM, our Open Banking Platform seamlessly offers the UK consumer creditmarket a more automated and data-driven approach, empowering you, the lender,to make more accurate, responsible, and inclusive lending decisions while improving consumer experiences and driving down costs.

• Reduce operational processing times
• Assess the affordability of your customers
• Provide Insights to Anti-Money Laundering (AML) Incorporating Watch Lists
• Reduce the risk of application fraud
• Strengthen Data Security